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About Us

A little about us, what we do, and where we are going.

The Richardson Lending Team at City 1st Mortgage bring decades of residential and commercial mortgage lending experience to a host of today’s most convenient financial technologies. The end result is a customer-first approach to lending where a full variety of lending programs are available. We’ll sort through 50,000+ options from over 40 investors to find you loan options that fit your unique needs.

City First has been in the business of residential and construction lending since its establishment in 1992. Its principal and staff are well-versed in all aspects of the residential and construction loan industry including draws, inspections, underwriting, mortgage, and contract law, etc., and hold multiple bachelor’s and master’s degrees in their respective areas of expertise. Each of the company’s senior officers has long established careers in mortgage banking, real estate, and venture projects, and understand the complexity of the industry.

At City First Mortgage Services, we are a unified group of experienced loan professionals who know how to have fun in the mortgage industry. Our culture celebrates each team member’s individuality and creativity. We know there is not ONE right way to get the job done, therefore, we encourage innovative minds and value diversity. From this, we have accumulated an eclectic and successful team. The Senior Management supports our team members with a hands-on approach. They are always willing and accessible to help you achieve the highest level of customer service for your clients. We believe in an open door environment and offer clear and transparent communication, which has become our trademark in how we conduct business. With our leading technology, as well as superior sales support, our team has the cutting edge advantage to work efficiently, while maintaining a great personal/professional work-life balance. Our Processing and Underwriting teams promote an environment for efficient and timely decisions, and all departments are available to assist in structuring loans or to help navigate through those “TOUGH” deals. Our corporate office is based in Bountiful, UT, with branches in many states.

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