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Make your next move with us.

Residential, Commercial and Private Lending.

Backed By Great People, 100% Customer Focused

The most important asset to our company, is our people. Our team was built with you as our focus.

Jason Richardson

NMLS #256859

Linda Richardson

NMLS #827429

Yvette Owens

Business Development

Alex Parker

Client Care Coordinator

Shelley Nakaoka

Branch Manager

Denisha Scott

Underwriter

Amy Bottrell

Closing/Funding Manager

Charmaine Clarke

Marketing Director
Client Reviews
Welcome to City First Mortgage

The modern mortgage marketplace has changed! Get a pre-approval in as little as 8 minutes, with all your options in one place. With bank-level security and a dedicated team, we help you from start to finish. We’ll sort through 50,000+ options from over 25 investors to find you loan options that fit your unique story.

Tell Us Your Story

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

Download Our
Mobile App

With our free mortgage mobile app you can calculate your mortgage payments, upload your documents, stay in touch with our loan team and receive up to the minute updates on the loan process as well as market information.

 

What is Your Why?
Create memories
Build Equity
Raise a family
Stabilize Your housing costs
Be Proud of where you live
we are moving
What are your goals? Everyone is unique, request your personalized rates and fees.
Fresh from the blog

How Changing Mortgage Rates Impact You [INFOGRAPHIC]

Some HighlightsIf you’re looking to buy a home, it’s important to know how mortgage rates impact what you can afford…

February 24, 2024

Expert Home Price Forecasts for 2024 Revised Up

Over the past few months, experts have revised their 2024 home price forecasts based on the latest data and market…

February 23, 2024

Some Experts Say Mortgage Rates May Fall Below 6% Later This Year

There’s a lot of confusion in the market about what’s happening with day-to-day movement in mortgage rates right now, but…

February 22, 2024
Equal Housing Lender  | © City 1st Mortgage Services, LLC. | Company NMLS ID 3117 | NMLS Consumer Access
Privacy Notice | Terms | Texas Consumer Complaint Disclosure | Program and Rate Examples
City 1st Mortgage Services, LLC. (www.nmlsconsumeraccess.org) is an equal opportunity lender. Branch NMLS ID #1848823, 27413 Tourney Road Suite 160 Valencia, CA 91355 (888) 774-3856, is an FHA-approved lender, a California financial lending institution licensed by the California Department of Financial Protection & Innovation under the California Residential Mortgage Lending Act and is not the FHA, which is a government agency, nor working on behalf of the FHA.
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