Buy Before You Sell

Buy Your Dream Home First, Sell Your Current Home Later

Make a non-contingent offer on your next home and reduce your debt-to-income ratio. Unlock up to $2M of your home equity with 0% interest through our Buy Before You Sell program, powered by HomeLight.

How Buy Before You Sell Helps You

Unlock Equity

Unlock your home equity

Access up to 70% of the equity from your current home with a 0% interest bridge loan to use as a down payment on your new home.

Eliminate Home Sale Contingency

Make stronger offers

Eliminate your home sale contingency with a backup offer on your current home, making your offer more competitive in today's market.

Reduce DTI Ratio

Lower your debt-to-income ratio

Your current home's mortgage is removed from your debt-to-income calculation, making it easier to qualify for your new home loan.

YOUR HOME BUYING JOURNEY

Simple 4-Step Process

1

Get Pre-Qualified

Complete your pre-qualification in 24 hours or less

2

Make Your Offer

Submit a stronger, non-contingent offer on your dream home

3

Close on New Home

Move into your new home with your mortgage

4

Sell Your Old Home

List and sell your previous home for full market value

See How It Works

Move into your new home now — and sell your current home with peace of mind

Frequently Asked Questions

Ready to Buy Before You Sell?

Contact our team to learn more about this innovative bridge loan solution and see how much equity you can unlock from your current home.